‘Perceptive Underwriting’
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Terms and Conditions

These terms and conditions (together with the documents referred to in it) apply to all websites, webpages, blogging sites and other online platforms owned or managed by or on behalf of Nexus Underwriting Management Limited (registered number 07055303) with registered address at 52-56 Leadenhall Street, London, EC3A 2EB, and its directly and indirectly held companies (together “Nexus”) under the URLs Nexusunderwriting.com and Nexusunderwriting.co.uk (ADD MORE HERE) (the “Nexus Sites”, each a “Nexus Site”). 

By accessing or using the Nexus Sites, you agree at all times to abide by these terms and conditions, any additions or amendments to them, and to comply with all applicable laws a regulations.  Please read the terms and conditions carefully.  If you do not agree to these terms and conditions please do not proceed to further pages of the Nexus Sites.

Nexus reserves the right in its sole and absolute discretion, to change, modify, add, or remove portions of these terms and conditions at any time.  In addition, when accessing or using the Nexus Sites for a service on the Nexus Sites, you will be subject to any posted guidelines, rules or policies for the services. Those guidelines, rules and policies, whether now existing or adopted in the future, are incorporated by reference into these terms and conditions. Nexus may terminate your registration and use of the Nexus Sites if it believes that you have violated or acted inconsistently with these terms and conditions.

Nexus intends to improve the Nexus Sites continuously and may update the contents at any time. Although we strive to ensure that the information contained is accurate and complete as at the date of publication, no representation or warranties are made (express or implied) as to the reliability, accuracy or completeness of such information and such information does not constitute investment or other advice nor any solicitation to participate in investment business. Nexus does not guarantee that the Nexus Sites, or any content on it, will be free from errors or omissions. Nexus may remove and discard the Nexus Sites or any content within the sites, for any reason, without notice.
 

PRIVACY AND COOKIE POLICY

Your use of the Nexus Sites is subject to the Privacy and Cookie Policy, which sets out the terms on which Nexus processes any personal data or personal information it collects from you, or that you provide to Nexus, as well as  information about the cookies on the Nexus Sites. By using the Nexus Sites, you consent or are deemed to consent to the terms of the Privacy and Cookie Policy and you warrant that all information you provide is accurate.
 

PROPRIETARY RIGHTS

The pages on the Nexus Sites are published by Networld Design Ltd on behalf of Nexus.  Copyright in the design and architecture of the Nexus sites is owned by Nexus. Content on the Nexus Sites is supplied by Nexus and, where indicated, by certain third parties.  Intellectual property rights in the content of the Nexus Sites is owned by Nexus, its licensors or other third party content providers.  Those works are protected by copyright laws and treaties around the world.  All such rights are reserved. Elements of the Nexus Sites may also be protected by trade mark, unfair competition, passing off and other laws. No license is granted in respect of those intellectual property rights. The content on the Nexus Sites may not be copied, reproduced, transmitted, distributed or displayed, by any means, without the express prior written consent of Nexus or its licensors.  The permitted copies made by you from a Nexus Site must retain copyright or other intellectual property notices contained in the original material. You must not modify the paper or digital copies of any content you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.  You must not use any part of the content on the Nexus Sites for commercial purposes without obtaining a licence to do so from us or our licensors.  If you print off, copy or download any part of a Nexus Site in breach of these terms and conditions, your right to use the Nexus Sites will cease immediately and you must, at Nexus’s option, return or destroy any copies of the content or materials you have made.
 

DISCLAIMER

The content on the Nexus Sites is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on the Nexus Sites.  Although reasonable efforts are made to update the information on the Nexus Sites, no representations, warranties or guarantees, whether express or implied, are made that the content on the Nexus Sites is accurate, complete or up-to-date.

Where any securities or other investments or financial products are referred to in the Nexus Sites, no offer of such securities or other investments or financial products is being made via this applicable Nexus Site. In respect of any information provided regarding securities or other investments of financial products, you should note in particular that past performance cannot be relied upon as a guide to future performance.  The Nexus Sites must not be relied upon in connection with any investment decision.

CONTENT IN THE NEXUS SITES IS PROVIDED “AS IS” AND “AS AVAILABLE”. IN NO EVENT SHALL NEXUS OR ANY THIRD PARTY CONTENT PROVIDERS BE LIABLE FOR ANY LOSS, DAMAGES, COSTS OR OTHER EXPENSES OF ANY KIND (INCLUDING, BUT NOT LIMITED TO, DIRECT, INDIRECT, CONSEQUENTIAL OR SPECIAL LOSS OR LOSS OF PROFIT) ARISING OUT OF OR IN CONNECTION WITH ANY USE OF, OR ANY ACTION TAKEN IN RELIANCE ON, ANY INFORMATION APPEARING ON THE NEXUS SITES. NEXUS AND ANY THIRD PARTY CONTENT PROVIDERS DISCLAIM ALL WARRANTIES, BOTH EXPRESS AND IMPLIED, WITH REGARD TO THE INFORMATION CONTAINED IN THIS WEBSITE. NEITHER NEXUS NOR ANY THIRD PARTY CONTENT PROVIDER LIMITS ITS LIABILITY FOR FRAUD, DEATH OR PERSONAL INJURY CAUSED BY ITS NEGLIGENCE. NOTHING IN THIS WEBSITE SHALL FORM THE BASIS OF OR BE RELIED UPON IN CONNECTION WITH ANY CONTRACT OR COMMITMENT WHATSOEVER (WHETHER WITH NEXUS, ANY THIRD PARTY CONTENT PROVIDERS AND ITS OR THEIR SUBSIDIARIES, AFFILIATES OR OTHERWISE), EXCEPT AS SPECIFICALLY PROVIDED HEREIN. NOTHING IN THIS DISCLAIMER SHALL EXCLUDE OR RESTRICT ANY DUTY OR LIABILITY THAT CANNOT BE EXCLUDED BY LAW OR REGULATION. DISCLAIMERS ON INDIVIDUAL CONTENT PUBLISHED IN NEXUS SITES MAY ALSO APPLY.

No warranty is given that the Nexus Sites are free from infection by viruses or anything else that has contaminating or destructive properties or that no damage will occur to your computer system as a consequence of use of the site.  Neither Nexus nor Third Party Content Providers will be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any content on it, or on any website linked to it.

In using the Nexus Sites, you may be linked to websites provided by independent third parties. Where reasonably practicable, such third party material is marked accordingly. Nexus does not  review, endorse or accept liability for the content of those independent third party websites, including any products, services or other items offered through such websites. Linking to any other website is at your sole risk.  Nexus is not responsible for the content of any other website from which you have accessed via the Nexus Sites or to which you may hyperlink from the Nexus Sites and cannot be held liable for any loss or damage you incur as a result thereof.

The Nexus Sites include content solely for informational purposes relating to the businesses of the Nexus group of companies. The Nexus Sites and all their content and functionality are not directed to nor intended for use by any person resident or located in any country where such distribution is prohibited.  Products and services referred to on the Nexus Sites will only be offered publicly in those jurisdictions where it is lawful to do so and the Nexus Sites are only directed at such jurisdictions. You agree that you will make yourself aware of and adhere to any restrictions there may be in your jurisdiction upon any services referred to in the Nexus Sites.  If any local access restrictions apply to your use of the Nexus Sites you are not authorised to access or use the relevant Nexus Site or use any content or functionality on it.
 

GENERAL

If a provision in these terms and conditions is or becomes illegal, invalid or unenforceable in any country, that will not affect the validity or enforceability in that country of any other provision or in other jurisdictions or that of any of the other provisions of the terms and conditions.

Any notice or communication given under or in connection with these terms and conditions shall be in English.  All other documents provided under or in connection with these terms and conditions shall be in English.
 

APPLICABLE LAW

The Nexus Sites and their use shall be governed in accordance with the laws of England and Wales. The English courts shall have exclusive jurisdiction over any claims or disputes arising out of your use of the Site. If any provision of these terms and conditions is determined by any competent authority to be invalid, void, or unenforceable for any reason, such provision shall to that extent be severed from the remaining provisions which shall continue to be valid and enforceable to the fullest extent permitted by law.

© 2018 Nexus plc

Nexus Underwriting Management Limited (company number 07055303)

Nexus Underwriting Limited (registered number 06612180) also trading as Vectura Underwriting, 

Nexus CIFS Limited (registered number 08125609), EBA Insurance Services Limited (registered number 03609556)

MillStream Underwriting Limited (registered number 3896220)

Nexus Claims Management Services (registered number 10446179)

Equinox Global Ltd (registered number 07067241) 

All of the above companies are incorporated and registered in England, with registered office at 52-56 Leadenhall Street, London, EC3A 2EB. 

Nexus Underwriting Asia Ltd (BR number 50243020-000-01-17-6) trading as Nexus Marine having a registered address at 27/F Alexandra House, 18 Chater Road, Central Hong Kong.  

Nexus Reinsurance Underwriting Managers LLC (doing business as Nexus Re) having a registered address at Two Corporate Drive Suite 636 Shelton Connecticut 06484, USA. 

Nexus Underwriting Limited, Millstream Underwriting Limited, Equinox Global Ltd and EBA Insurance Services Limited are authorised and regulated by the Financial Conduct Authority. Nexus CIFS Limited is an Appointed Representative of Nexus Underwriting Limited. Nexus Underwriting Asia Ltd is authorised and regulated by the HKFI.

The regulatory status of each regulated company can be checked on the Financial Services Register at: https://register.fca.org.uk/